Whole: Budgeting with Dave Ramsey

 

This blog isn’t all about me losing weight, it is about better my whole self. Budgeting is one thing, we really want to reign in.

One thing my husband and I have been horrible at our whole marriage is budgeting. So far it hasn’t caused any issues, but we know we can not continue to just fly by the seat of our pants when it comes to a budget.

Now we, have tried, and never stuck to it. Mainly because I can’t seem to find the perfect budget software/notebook/system.

For years we have had Dave Ramsey’s book Total Money Makeover sitting on our shelf. A few months ago, I picked it up, read it, and said lets do this! We crashed and burned, but this month we picked ourselves up and started again.

We set up a budget on Everydollar.com, and I have talked to a few friends that I know budget and are a little eccentric about their budgeting. And all of them used Dave Ramsey’s philosophies, maybe not perfectly, but they started out following them.

Another thing they all said is that they listened to his daily radio show.

At first thought that was really crazy. But then, I thought, why not. Maybe that daily reminder to follow the rule, would be helpful.

So, I dusted off my iPod (I am pretty sure, I haven’t used it in a few years…), and downloaded and subscribed to his podcasts.

Mr. Wonderful listens when we are in the car, and I listen, when Mr. Z is either asleep, or not being a typical toddler.

While, we might not agree with everything he says, we are getting our life and money under our control.

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3 thoughts on “Whole: Budgeting with Dave Ramsey

  1. Good Luck on your journey. Budgeting becomes much easier as the months go by. Whatever you do make sure it is what works for you and not some cookie cutter thing someone else gave you. Wishing you all the best.

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  2. Dave Ramsey is a great to start for many people. I also disagree with a few things, but overall he gives sound advice! Excellent post!

    Like

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